The default setting captures every card transactions as “expense”
If you wish to change the time period of each card transaction to be reflected as a lump sum on your credit card bill payment date.
The below picture displays the "A. At the time" setting that is reflecting the expense.
You can configure by following the below steps.
Settings > Accounts Management > Card Expenses Display Config.
When you switch to “B. Lump Sum”, your card spending is now considered as a card payment transaction instead of “Expense” The individual transaction is not recorded as “Expense”.
Your lump sum amount will be reflected as “Expense” only when your card payment date arrives.
“Payment Date” settings indicate balance payable and outstanding balance separately.